ROBERT WILEY COMPANIES
PHONE:  (318) 513-1561
829 E. Georgia, Suite 6, Ruston, LA 71270

Robert Wiley Consulting

ROBERT WILEY CONSULTING

829 East Georgia Avenue, Suite 6

Ruston, LA  71270 

(318) 513-1561 

  

Robert Wiley, Broker

NMLS #111483

rwiley1025@suddenlinkmail.com

 

Cathy Hughes, Originator

NMLS#114049 

cahughes@suddenlinkmail.com

Let us help you with your mortgage needs!  Click on "Mortgage Information" to fill out a simple online application, and we will contact you!  Or call our office at (318) 513-1561.

 

 

Mortgage Questions and Answers


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Mortgage FAQs

What is a lock in?
What is underwriting?
What is PITI and what does it stand for?
What is a gift letter?
What does Prepaid Interest mean?
What does the origination fee cover?
Why is the Annual Percentage Rate (APR) on the Truth in Lending Disclosure higher than the rate shown on my note, which is the rate I thought I chose?
Should discount points be paid to lower (buy down) an interest rate?
How long does the loan process take?
What is an escrow account?
Are lenders limited in the amount of escrow funds they can collect from borrowers?
Can I pay my own taxes and insurance?
What do I do if I receive a tax statement?
Why did my mortgage payment amount change?
What is an ARM loan?
What benefits do I receive from private mortgage insurance?
How is interest calculated on a mortgage loan?
Why does the title have to be cleared before I can get a mortgage?
How much time will it take to close my loan (sign the loan documents)?
What are the benefits of doing a first and second lien conbination?
What is preapproval or prequalification?
How can I avoid private mortgage insurance?
What is my credit score and how is it calculated?
Is there a minimum credit score?
Must I use the mortgage company that my builder directs me to?
Robert Wiley
Ph: (318) 513-1561 Fax:(318) 513-1562
829 E. Georgia, Suite 6
Ruston, LA 71270 US
Contractors License # 881804
www.rwileymortgage.com
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